Credit cards are a necessary part of modern life, allowing us to make purchases online, over the phone, or in-store with ease. But did you know that your credit card could also be a source of rewards? There are a variety of rewards credit cards on the market, but not all of them are created equal. In this blog post, we’ll take a closer look at the best rewards credit cards out there.
Travel reward cards:
If you’re someone who loves to travel, a travel reward credit card might be the best fit for you. These cards are designed to help you earn rewards that you can redeem for flights, hotels, rental cars, and more. Some of the best travel reward credit cards include:
Chase Sapphire Preferred Card: This card is great for those who want to earn points that can be used for travel, dining, and entertainment. You’ll earn 2x points on travel and dining purchases and 1x point on all other purchases. Plus, when you redeem your points through the Chase Ultimate Rewards portal, they’re worth 25% more.
Capital One Venture Rewards Credit Card: With this card, you’ll earn 2x miles on every purchase, which you can redeem for travel purchases, such as flights, hotels, and rental cars. You’ll also earn a one-time bonus of 50,000 miles (worth $500) when you spend $3,000 on purchases within the first three months.
Cash back credit cards:
If you’re not a frequent traveler, you might be more interested in a cash back credit card. These cards offer rewards in the form of cash back that you can use for whatever you like. Some of the best cash back credit cards include:
Chase Freedom Unlimited: With this card, you’ll earn 1.5% cash back on all purchases, making it a great all-around card. Plus, there’s no annual fee, and you’ll earn a $200 bonus when you spend $500 on purchases within the first three months.
Citi Double Cash Card: With this card, you’ll earn 1% cash back when you make a purchase, and another 1% when you pay your bill. This makes it a great card for those who always pay their bill on time. Plus, there’s no annual fee, and you can redeem your cash back for a statement credit, direct deposit, or a check.
Conclusion:
In conclusion, the best rewards credit cards will depend on your personal spending habits and lifestyle. If you’re someone who loves to travel, a travel reward card might be the best fit for you. If you prefer cash back, there are plenty of great options to choose from. Before applying for a rewards credit card, be sure to read the terms and conditions carefully to make sure it’s the right fit for you.